£2.4 Million Residential Bridging Loan Completed in 14 Days

• Loan Amount: £2,400,000
• Security: Prime Residential Property, Surrey
• Value: £4,000,000
• Time to Complete: 14 Days

Global Bridging Finance was approached by a high-net-worth individual who required urgent funding to secure a prime residential property in Surrey. The client had agreed a competitive purchase price, but their long-term mortgage facility had been delayed due to complex income verification requirements. Without fast interim funding, the client risked losing the property to another buyer.

Our team swiftly assessed the client’s financial position and identified a lender willing to provide a residential bridging loan of £2.4 million, secured against the target property. With a loan-to-value ratio of 60%, the facility offered both the required speed and security.

The transaction was not without challenges. The client had an international income structure, with revenue streams spanning multiple jurisdictions. This complexity meant traditional lenders were unwilling to act quickly. By leveraging our extensive network of specialist lenders, we were able to overcome these barriers and negotiate terms that suited both the client’s immediate needs and long-term plans.

The bridging loan was arranged and completed within 14 days, allowing the client to meet contractual deadlines and finalise the purchase without disruption. The agreed exit strategy is to refinance onto a long-term residential mortgage once income documentation is fully reconciled.

This case study demonstrates the value of bridging finance in scenarios where time and certainty are crucial. At Global Bridging Finance, we combine speed, market expertise, and access to specialist lenders to deliver tailored solutions for complex client needs.