International Bridge Loans

Yes. You can access international bridging loans as an individual or couple or as a company where your corporate entity is the borrower. In the latter case, lenders can cater to bridging loans that include structures to meet the needs of the increasing numbers of property owners who use various types of corporate entities to hold their international property. Using a corporate entity in a bridging loan deal does not necessarily make the transaction longer or more complex - many lenders now specialise in this type of deal. 

Some international bridging lenders have rigid lending criteria, and others don't. However, because international bridging finance and equity release remains a specialist area of the bridging market, some lenders are able to take a very broad approach to evaluating borrowers and underwriting. In many cases, this means they can consider letting you borrow even if you have unusual financing requests, background or income. That said, to be able to borrow, you'll need a solid exit strategy, and the loan will need to be affordable before lenders can consider offering you this type of finance. 

Yes! More and more lenders are moving into the international equity release and bridging market. There are a range of lenders who offer everything from relatively small loans of a few hundred thousand pounds, all the way up to multi-million-pound bridging deals. 

No. Lenders offer international bridging loans in various currencies. This is especially useful if you want to release equity from your international property and don't necessarily want to use the loan capital in the same country as the property your loan is secured against. You can, for example, use property in Spain valued in euros as collateral for an international bridging loan but access a loan in pounds sterling if you will use the capital for a project in the UK. Almost any number of currency combinations are possible here.