£4.2 Million Bridging Loan Secured in Under Two Weeks to Complete Urgent UK Property Acquisition

• Client: UK-Based High-Net-Worth Individual
• Property Value: Circa £6,500,000
• Loan Amount: Circa £4,200,000
• Purpose: Urgent Residential Property Purchase

A UK-based high-net-worth client approached Global Bridging Finance seeking a time-critical bridging facility to acquire a prestigious residential property in the South East. The property was being sold significantly below market value due to the vendor’s personal circumstances, creating a rare opportunity that required an immediate and decisive response.

The client needed to complete the purchase within two weeks and required a flexible lender willing to work around their existing financial arrangements and compressed timeline. Traditional finance routes were ruled out due to their slower pace and rigid requirements.

Using our specialist knowledge and experience in structuring time-sensitive lending, we arranged a short-term bridging loan of £4.2 million, secured against the target property and supported by additional equity across the client’s portfolio. The deal was structured at a competitive loan-to-value ratio, allowing the client to maximise liquidity without disposing of existing assets.

Indicative terms were provided within 24 hours of the initial enquiry. With immediate credit approval and remote valuation tools, we initiated legal processes swiftly and managed communications across all parties to ensure a smooth and timely completion.

This case demonstrates our expertise in delivering fast, bespoke bridging solutions tailored to complex client needs. By leveraging strong lender relationships, in-depth market knowledge, and a proactive approach, we enabled the client to seize a high-value opportunity without delay.