Bridge to Let Loan for Investment Property Purchase

Client Type: UK-Based Property Investor
Property Value: Circa £1,200,000
Loan Amount: Approximately £850,000
Loan Type: Bridge to Let Loan

The Scenario

Global Bridging Finance was approached by a UK-based property investor seeking to acquire a newly refurbished residential building in the Midlands. The property, valued at around £1.2 million, presented a strong rental yield and long-term capital growth potential. However, the client needed to move quickly to secure the deal as multiple investors were showing interest.

The client’s long-term plan was to refinance the property onto a buy-to-let mortgage once the purchase was completed and tenants were in place. This required an interim finance solution that could provide the full purchase capital quickly while aligning with their future exit strategy.

The Solution

Global Bridging Finance arranged a Bridge to Let loan that enabled the client to complete the purchase within two weeks. The funding was secured against the property at approximately 70% loan-to-value (LTV), providing sufficient capital to acquire the asset without external investors.

Our team identified a specialist lender willing to proceed on an expedited timeline and accommodate the client’s refinancing plan as part of the loan structure. This ensured a seamless transition from short-term bridging finance to a longer-term buy-to-let facility once the property was fully tenanted and stabilised.

The Outcome

The client successfully completed the acquisition on time and avoided losing the opportunity to competing buyers. With our guidance, the refinancing process is now underway to transition to a standard buy-to-let mortgage, reducing borrowing costs and maximising return on investment.