Helping a Seasoned Property Investor Expand Their Portfolio

Our client, an experienced international property investor, approached us with an exciting project: the acquisition of a prime £10 million buy-to-let (BTL) property. This impressive investment includes over 50 individual units, situated in a highly sought-after location known for commanding premium rental incomes.

Already owning an unencumbered multi-million-pound BTL property, the client sought additional financing to take their portfolio to the next level. Specifically, they needed seven-figure mezzanine finance to support the next stage of development.

The Challenge

Despite their robust property experience and substantial assets, the client faced a few key challenges in securing the financing required:

• High Property Value and Complexity: the multi-million-pound valuation of the property, coupled with its scale and multiple rental units, required a sophisticated financing solution tailored to the client’s goals
• Specialised Funding Needs: the client’s request for mezzanine finance—designed to bridge the gap between their available equity and the remaining funding required—meant we needed to identify lenders with expertise in this niche financing structure
• Cross-Border Dynamics: being an overseas client investing overseas, required navigating international financial regulations and identifying lenders comfortable with such cross-border complexities

How We Made It Happen

To help the client secure the financing they needed, we employed a targeted and strategic approach:

• Leveraging Our Network: we tapped into our extensive network of specialist lenders, focusing on those with experience in large-scale property investments and mezzanine finance. This ensured we could identify the right partner who understood the intricacies of the client’s requirements
• Presenting a Strong Case: we highlighted the client’s impeccable credentials, including their existing unencumbered multi-million-pound property, significant experience in the property sector, and the high-income potential of the new acquisition. By clearly demonstrating the security and viability of the investment, we instilled confidence in prospective lenders.
• Streamlining the Process: Recognising the complexity of the transaction, we provided hands-on support at every step, coordinating with lenders, legal teams, and other stakeholders to ensure a smooth and efficient process

The Outcome

Our expertise and connections enabled us to source a competitive mezzanine finance package for the client, allowing them to proceed with the acquisition and development of their latest investment.

This case highlights our ability to navigate complex financial landscapes, particularly for cross-border investors seeking tailored funding solutions. It’s a testament to how we help our clients unlock opportunities and achieve their property ambitions with confidence and ease.