£3.2M Bridging Loan Secured on Prime Central London Property

• Client: UK-Based High-Net-Worth Individual
• Property Value: Circa £6,000,000
• Loan Amount: Approximately £3,200,000
• Security: Prime Central London Residential Property
• Purpose: Liquidity to Fund Business Investment
• Timeframe: Completion in Under 3 Weeks

A UK-based high-net-worth individual approached Global Bridging Finance, requiring immediate access to liquidity. The client owned a prime Central London residential property valued at around £6 million and sought to raise £3.2 million quickly in order to capitalise on a business investment opportunity.

The case presented several challenges. The client required a significant loan-to-value (LTV) on a high-value property, and the timescale was tight as the investment opportunity was only available for a limited period. Traditional lenders were unable to provide terms in a timely manner, given the length of their underwriting, valuation, and legal processes.

Drawing on our extensive network of specialist lenders, we identified a provider comfortable with the client’s circumstances and the high-value nature of the transaction. By arranging for a desktop valuation and streamlining the legal process, we were able to reduce the usual delays that might have put the opportunity at risk.

The bridging facility was structured to provide the client with flexibility, with an exit strategy agreed upon based on refinancing once the business investment had been secured. This bespoke approach ensured the client could access the required funds within three weeks, enabling them to move forward without missing the opportunity.

This case demonstrates Global Bridging Finance’s ability to structure fast and high-value bridging loans for clients who require immediate access to liquidity, particularly when traditional lending routes are not viable.