£1.2M Second Charge Bridging Loan to Unlock Equity for Investment

• Location: Central London
• Loan Amount: £1,200,000
• Security: Second Charge on Prime Residential Property
• Value: £6,000,000
• Time to Complete: 10 Days

A long-standing client approached us looking to release equity from their prime Central London property to fund a time-sensitive investment opportunity overseas. Their first charge mortgage carried attractive terms they didn’t want to disturb, making a full refinance undesirable.

We recommended a second charge bridging loan, allowing the client to access the required funds without altering their existing mortgage. Leveraging our extensive lender network, we secured competitive terms and instructed a valuation to be conducted immediately. Our team worked in tandem with the lender’s solicitors and the client’s legal team to ensure a smooth, rapid completion.

Despite the complexities of second charge lending and the involvement of multiple stakeholders, we completed the loan in just 10 days. The client was able to deploy the funds into their overseas investment within the required window, maximising their returns.

This transaction demonstrates how Global Bridging Finance can structure creative, cost-effective solutions to meet client objectives while protecting existing financial arrangements.