£1.6 Million Bridging Loan Secured in Days to Complete Jersey Property Purchase

Client: Jersey National

Property: Residential Purchase

Loan Amount: Circa £1,600,000

Repayment: Interest Only

Bridging finance remains one of the fastest and most effective methods to access capital quickly, particularly for urgent property purchases with tight deadlines.

In this case, a Jersey national living in Switzerland approached us with an urgent requirement to secure short-term finance for a residential property purchase in Jersey. Contacted on a Monday, the client needed to raise approximately £1.6 million by Friday to ensure the completion of the transaction. The tight timeframe and high loan-to-value (LTV) requirement presented significant challenges, especially given lenders’ usual preference for lower LTVs on bridging loans.

Our dedicated Jersey team leveraged strong relationships with lenders and local institutions to secure a competitive bridging facility tailored to the client’s needs. 

Thanks to our efficient process management and lender network, we delivered the funds within the required timeframe. This enabled the client to complete their purchase on schedule and avoid losing the property.

This case illustrates our ability to facilitate high-value, time-critical bridging finance solutions in complex jurisdictions such as Jersey. If you require rapid capital for property acquisition, whether in Jersey or internationally, our team can guide you through loan options, terms, rates, and timelines tailored to your unique circumstances.