£4.8 Million Bridging Loan Secured for a Prime London Property Acquisition

• Location: Belgravia, London
• Loan Amount: £4.8 million
• Client Type: Ultra-high-net-worth individual (UHNWI)
• Completion Timeframe: Under two weeks
• Asset Type: Off-market residential townhouse
• Loan Purpose: Acquisition bridging
• Exit Strategy: Sale of existing overseas residence

A UHNWI client approached Global Bridging Finance after they had identified a rare, off-market townhouse in Belgravia, a trophy asset with exceptional long-term value. The seller required a swift exchange and completion within two weeks and only entertained buyers with immediate proof of funds. The client had a significant global portfolio but limited liquidity in the UK because most of their capital was tied up in real estate and long-term investments. Traditional bank financing was too slow, and liquidating assets would have triggered unnecessary tax consequences and investment losses. They needed a lender who could understand complex wealth structures, move quickly, and deliver under pressure.

Global Bridging Finance sourced and structured a bespoke short-term loan facility against the target property. Working closely with the client’s legal and advisory team, we:

• Arranged a £4.8 million bridging facility secured against the Belgravia property
• Structured the loan with an interest roll-up over a 12-month term (no monthly repayments)
• Coordinated with the client’s offshore trust and UK solicitors to facilitate efficient underwriting
• Engaged a specialist valuation firm that completed an expedited red book valuation within 48 hours
• Used a cross-border legal panel to manage title, charges, and risk across jurisdictions

We secured full credit approval and completed the transaction in under two weeks. The client successfully acquired the property on time and without compromising their investments. With the purchase secured, they prepared the sale of their overseas residence in the Caribbean, which will serve as the exit strategy to repay the loan within the 12-month term. This transaction preserved the client’s long-term wealth while unlocking a time-sensitive opportunity in one of the world’s most competitive prime property markets.

Global Bridging Finance specialises in delivering rapid, intelligent lending solutions for complex borrowers with sophisticated wealth profiles. This case demonstrates how a tailored bridging loan can be a robust wealth management tool, enabling clients to seize rare opportunities without disrupting their financial plans. Get in touch today to see if we can achieve something similar for you.