£3.6 Million Auction Bridging Loan Completed in 12 Days

• Loan Amount: £3,600,000
• Security: Residential property portfolio, South East England
• Property Value: £5,500,000
• Time to Complete: 12 Days
• Purpose: Auction purchase

Global Bridging Finance was approached by a high-net-worth client who had successfully won a competitive auction for a residential property portfolio in South East England. The client needed to complete the purchase within a strict 28-day auction timeframe. Traditional lenders were unable to meet the tight deadline, making a bridging solution essential.

Our team immediately assessed the client’s financial position and security options. By leveraging our network of specialist lenders, we arranged a £3.6 million auction bridging loan, secured against the acquired portfolio. This allowed the client to access the funds required to complete the purchase while maintaining liquidity for other investment commitments.

Due to the urgency, we coordinated valuations, legal documentation, and lender approvals on an expedited basis. Indicative terms were provided within 24 hours, and the facility was approved for credit the following day. This fast-track approach enabled the client to meet the auction completion requirements without risking the forfeiture of their deposit.

The bridging loan was completed within 12 days, providing the client with immediate access to capital. The facility included a clear exit strategy, with the intention of refinancing onto long-term buy-to-let mortgages once refurbishment and rental arrangements were in place.

This case illustrates Global Bridging Finance’s expertise in delivering time-critical, high-value bridging solutions. By combining speed, market knowledge, and strong lender relationships, we enable clients to capitalise on unique property opportunities that standard financing options cannot accommodate.