£3.9 Million Second Charge Bridging Loan Completed in 15 Days

• Loan Amount: £3,900,000
• Security: Prime residential property, Central London
• Property Value: £6,000,000
• Time to Complete: 15 Days
• Purpose: Short-term liquidity for investment acquisition

Global Bridging Finance was approached by a high-net-worth client seeking short-term liquidity to secure an urgent property investment in Central London. The client already held a first charge mortgage on their residential property and required additional funds without refinancing the existing mortgage. A second charge bridging loan provided the ideal solution, offering flexibility and speed.

Our team quickly assessed the client’s financial position, existing equity, and the property being used as security. Leveraging our network of specialist lenders, we arranged a £3.9 million second charge bridging loan, representing approximately 65% loan-to-value of the property. The facility allowed the client to act swiftly on the investment opportunity while preserving their existing mortgage structure.

The transaction involved expedited legal and valuation processes. Indicative terms were presented within 24 hours of enquiry, and the loan was credit-approved the following day. Our team coordinated efficiently with solicitors and lenders, ensuring all documentation and compliance checks were completed on time.

The bridging loan was successfully completed within 15 days, giving the client immediate access to capital and enabling the investment to proceed without delay. This case highlights Global Bridging Finance’s expertise in arranging second-charge bridging loans, particularly in scenarios that require fast execution and complex structuring. By combining speed, market knowledge, and access to specialist lenders, we deliver bespoke solutions that meet the unique needs of high-net-worth clients.