£900,000 Bridge-to-Let Loan for High-Value Residential Property

Loan Type: Bridge-to-Let Loan
Loan Amount: £900,000
LTV: 65%
Term: 12 months
Security: Prime residential property
Location: Surrey, UK

The Challenge

A property investor approached Global Bridging Finance needing short-term finance to acquire a high-value residential property intended for rental purposes. The client wanted to move quickly to secure the property at a favourable price, but traditional buy-to-let mortgages could not complete within the required timeframe.

The client also needed flexibility to refurbish certain areas to enhance rental income before refinancing. Timing and liquidity were therefore critical.

The Solution

Global Bridging Finance arranged a bridge-to-let loan at 65% LTV, structured on an interest-only basis for the short term. By presenting a clear exit strategy, refinancing onto a standard buy-to-let mortgage once the property was renovated and tenanted, we secured competitive terms from a specialist lender.

Our team coordinated rapid valuations and legal processes, enabling the client to complete the purchase promptly while preserving cash flow for refurbishment and rental preparation.

The Outcome

The £900,000 bridging loan was completed within three weeks, allowing the client to acquire the property and begin refurbishments immediately. Once the property was ready for tenants, the client planned to refinance onto a traditional buy-to-let mortgage.

This case highlights Global Bridging Finance’s expertise in bridge-to-let loans, offering rapid, flexible solutions for investors who need to act quickly and maximise rental income potential.