Bridging Loan Secured for £7M London Residence Amid Complex Ownership Structure

Client: Middle Eastern National

Property Value: Circa £7,000,000

Purpose: Downsizing and Managing Financial Commitments

We recently supported a long-term UK resident and Middle Eastern national seeking short-term finance to facilitate the sale of their primary London residence, valued at approximately £7 million. The client was in the process of downsizing and needed immediate liquidity while their property remained on the market.

The case presented a number of complexities. Existing ownership and financial structures tied to the property were important to the client and needed to remain unchanged. Many lenders required caveats or restructuring that the client was not comfortable accepting, as these would compromise their long-standing arrangements.

By drawing on our deep understanding of high-value international lending and working closely with our network of specialist lenders, we sourced an offshore bridging provider who could offer a bespoke facility. The lender took a pragmatic view of the situation, agreeing to finance the client without imposing restrictive terms or conditions.

In addition to honoring the client's preferred structures, the lender offered a highly competitive interest rate, significantly more cost-effective than the client’s existing private banking facility. The short-term loan gave the client the flexibility to manage financial obligations and progress with the downsizing process without disruption.

This case showcases our ability to secure tailored bridging finance for high-net-worth individuals with complex requirements. Through expert negotiation and lender relationships, we delivered a seamless, value-driven solution aligned with the client’s goals.