€4.2 Million Bridging Loan for a Prime Residential Acquisition in the South of France

Client Profile: A European ultra-high-net-worth individual with significant private holdings and a cross-border income structure based between Monaco and Geneva.

Loan Amount: 

Circa €4.2 million

Jurisdiction:

France

Asset:

Luxury villa in South of France, valued at approximately €7.2 million

Loan Purpose:

The client wanted to secure a prized residential property in the South of France, purchasing at below-market value. Quick completion was essential to capitalise on the opportunity, but their private bank required significantly more time to arrange traditional financing.

Challenge:

The client’s income was derived mainly from investment vehicles and private businesses across several jurisdictions. Traditional underwriting was slow-moving, and the local lending environment in France added another layer of complexity.

Solution:

Global Bridging Finance arranged a fast, international bridging facility through a trusted private lender experienced in cross-border cases and luxury real estate in Europe.

Terms Secured:

• Loan amount: Circa €4.2 million
• LTV: 58%
• Rate: 0.95% per month
• Exit strategy: Refinance via an international private bank with a long-term euro-denominated mortgage

Outcome:

The deal was closed in just 15 working days. The client secured the property with minimal disruption to their broader financial strategy and is now working with their private bank on a long-term refinance. If you would like to explore if we can secure a similar outcome for you, don't hesitate to contact us.