£3.6 Million Bridging Loan Secured for High-Value Coastal Property Acquisition

Client: High-Net-Worth UK National
Property Value: Circa £5,500,000
Loan Amount: £3,600,000
Purpose: Time-Sensitive Primary Residence Purchase

Global Bridging Finance recently supported a high-net-worth UK national in securing a bridging loan to acquire a coastal property in the South West, valued at approximately £5.5 million. The client was relocating from London and identified a rare off-market opportunity that required swift action to complete.

The seller was seeking an expedited sale due to a private relocation, creating a limited window to secure the property. Traditional lending channels could not meet the timescale, and the client approached us for a tailored bridging solution that would allow them to transact quickly and efficiently.

We structured a £3.6 million regulated bridging facility, secured against the new property and partially supported by additional equity in the client’s London residence. By assessing the client's wider financial position and long-term exit strategy, we were able to present a strong case to our lending partners and obtain credit approval within 48 hours.

The deal was finalised within two weeks of the initial enquiry. Remote valuation services and dedicated legal coordination allowed us to expedite the process without compromising on due diligence. The bridging loan enabled the client to complete the purchase without delay and arrange long-term refinancing on their preferred terms post-completion.

This case highlights our proven expertise in delivering high-value, time-sensitive bridging finance. With deep market insight and trusted lender relationships, we continue to support clients with bespoke solutions tailored to their needs and timelines.