£3.8 Million Commercial Bridging Loan to Secure Prime London Office Space

• Client: UK-Based Entrepreneur
• Property Value: Circa £3,800,000
• Loan Amount: Approximately £2,500,000

Global Bridging Finance was approached by a successful entrepreneur seeking to acquire a prime commercial property in central London for business expansion. The asset was being offered at an attractive price due to the vendor’s requirement for an expedited sale, presenting a unique opportunity to secure a high-value property in a competitive location.

The primary challenge was the limited timeframe for completion, just three weeks. The client’s capital was tied up in other ventures, making immediate liquidity a necessity and eliminating traditional commercial mortgage routes.

Our team secured indicative bridging terms within 48 hours, leveraging strong relationships with specialist lenders who are adept at handling high-value, time-critical transactions. The facility was structured using both first- and second-charge security, enabling 100% of the purchase price to be covered. The repayment strategy was clearly defined, involving the disposal of another asset within the client’s portfolio.

Valuations and legal work proceeded concurrently, with all stakeholders aligned on an accelerated schedule. This coordinated approach ensured completion well within the vendor’s deadline.

This case demonstrates Global Bridging Finance’s ability to execute bespoke commercial bridging solutions under stringent timelines, enabling clients to capitalise on strategic opportunities without operational disruption.