£8.5 Million Bridging Loan Secured via Equitable Second Charge

Client: High-Net-Worth UK Nationals

Property Value: Circa £8,500,000

Purpose: Urgent Liquidity to Meet Financial Commitments

Global Bridging Finance recently supported high-net-worth UK clients who required urgent access to capital to meet pressing financial obligations. The case was referred by another lender unable to meet the demanding timeframe.

The clients needed funding secured against a portfolio of high-value UK properties. However, due to the existing first charge in place, conventional routes requiring lender consent would have introduced unacceptable delays.

To overcome this, we structured the facility as an equitable second charge bridging loan, an effective solution that allows funding without requiring consent from the first charge holder. Leveraging our relationships with specialist lenders and private offices, we arranged funding at speed with terms tailored to the clients’ requirements.

By using remote valuation methods and streamlining the legal process, we secured the loan swiftly, ensuring the clients met their financial deadline without disruption.

This case highlights our expertise in structuring complex bridging loans under time pressure. Our access to flexible funding sources and deep understanding of specialist lending structures enables us to deliver results where traditional routes fall short.