£5.1 Million Bridging Loan Arranged for Strategic UK Property Refinance

• Client: Ultra-High-Net-Worth Individual, UK-Based
• Property Value: Circa £7,800,000
• Loan Amount: £5,100,000
• Purpose: Refinance Existing Debt and Unlock Liquidity

Global Bridging Finance recently arranged a £5.1 million bridging facility for an ultra-high-net-worth individual looking to refinance an existing charge and release capital tied up in a prime central London property, valued at approximately £7.8 million.

The client required urgent access to liquidity for unrelated business expansion and sought a lender who could work within a highly compressed timeframe. The existing facility was due to mature within weeks, and delays in securing traditional refinancing options had placed pressure on the timeline.

Given the client’s substantial net worth but complex income structure, traditional lenders were hesitant to move quickly. Leveraging our deep market experience, we engaged a private lender with a strong appetite for high-value transactions and the flexibility to take a holistic view of the client's profile.

We structured a short-term bridging loan secured against the London property, ensuring a competitive loan-to-value ratio and offering the client time to restructure their longer-term plans. Remote valuation methods and expedited legal coordination allowed us to move from initial enquiry to completion in just under three weeks.

This case reflects our ability to structure bespoke bridging finance solutions under pressure, with complex client backgrounds and urgent requirements. Our trusted lender relationships, fast turnaround capabilities, and specialist knowledge continue to provide clients with flexible, high-value funding exactly when they need it.